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Spaces home One couple's battle with...PhotosProfileFriends | ![]() |
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December 21 Au RevoirUnfortunately, we're a bit too busy painting walls and fitting lights to write this blog these days. I just wanted to say a quick thank you to everyone who read about our rollercoaster flat-buying journey, and to those of you who took time to leave us comments and advice. Merry Christmas everyone, love Boy and Girl. October 18 FridgeBoy says:
Four weeks ago we were meant to complete "next week". As it turned out we finally got our hands on the flat last week. "Phew, time to rest", I thought. How naive I am. Now the real work starts. Apparently the place needs painting - looks fine to me. Apparently we need "shabby chic" furniture, not the cheap stuff from Ikea. You'd think something with shabby in its name might come at half the price. But they - people like some woman called Laura Ashley - actually charge double for it. I mean, I like a white, distressed set of drawers as much as the next red blooded male, but surely it isn't a priority?
No, the priority is the fridge. I've found the perfect one. It's retro, big and not too expensive. Who needs somewhere to put their clothes when they have cold beer? The veg drawer is normally empty, put your pants in there girl. September 23 Crash Bang WallopGirl says:
We've exchanged! And we're completing next week. Yey! I'm so happy and can't wait to finally be on the property ladder. The only slightly worrying thing is that we seem to have jumped onto the first rung just as it's been covered in grease. The banks are all wobbly, and the newsreaders keep predicting that the property market is going to go the same way. Have we bought our flat for a ridiculous price, right before a crash? Boy is very worried about it and keeps quoting things from the Financial Times at me. I don't understand most of them. He's even suggested we pull out but there's no way we're doing that. We might be making a terrible financial decision but we'll have our very own walls to paint! And our very own roof terrace to sunbathe on! And a toilet! Priceless. September 04 21st century coupleBoy says:
Girl and I have a very 21st century relationship. I know this because we have just had an argument on IM (instant messenger for those not au fait). This wasn’t something we were carrying on from last night, it was a fully formed electronic spat. It’s sort of fun watching the conversation develop from innocuousness and innocence to a full blown web tiff and I had a bizarre urge to escalate it – like the urge to jump when at the top of a cliff. I just couldn’t help writing more and more inflammatory stuff – and I didn’t mean half of it.
Another sure sign that we are a couple of the new millennium is the tiny one bed flat we are buying for a hugely inflated price – we are also not married. I’m hoping for a couple of illegitimate kids to complete the scene. I’ve always thought it would be fun to be able to justifiably call my son a bastard. What a dad I’m going to be.
21st century sign number three is our attempt to furnish the place entirely through ebay. This is Girl’s idea. Mainly because she gets the excitement of bidding frantically for ten minutes until the bid deadline hits – I had to get her to breath into a paper bag afterwards to calm her down – and I get the hassle of having to pick the damn thing up. So she buys a table, decides to go on holiday and leaves me to find the table owner in Maida Vale – he was a single man with five giant pin ball machines in his front room, and psycho written in permanent marker across his forehead. Having made it out alive I then spent 50 minutes on my own with the in laws’ as we carted the thing home. At least Girl was sure she was going to love it.
Turns out its legs are “too big” for our flat. I should have known. I’m going to try and keep the thing, I put my life on the line for that table. Girl is determined to get rid of it and has decided a car boot sale is the way to go – so last century. August 28 Two of a KindGirl says:
Our landlady/vendor reckons we're going to complete by the end of August. That's 3 days away. It could happen. All she needs to do is agree to give us £3,000 towards the cost of the £8,000 council maintenance fee and fix the bathroom ceiling which sprung a leak last week. Just do it woman! Give us the dosh! Although even if she does get a sudden streak of generosity, could we really complete in 3 days? How long do these things normally take? We should probably know that. I'm still amazed by how clueless we both are.
At least I can rest assured that boy is a lot more clueless than me. He thinks the flat doesn't need anything doing to it. What? I have a list as long as boy's leg (although that isn't very long - he's only 5 foot 6 even though he tells everyone he's 5 foot 7) of things to do in here. Painting walls, putting fireplaces back in, getting a nice builder man to build us a nice fitted wardrobe. Oh and the furniture that needs buying! I tried to do it on the cheap - I got completely over-excited when I 'won' a table on eBay, but when boy and my dad finally dragged it home from North London I hated it. So it's back to the Laura Ashley home department I'm afraid.
He's also a bit clueless about how to make girl happy. He went on a stag do to Newquay this weekend and guess what present he bought back for me? A magazine. And guess what magazine it was? FHM. A second hand lad's mag. Is this really the boy I want to commit to buying a house with? Well, my present to him from my weekend in Dorset was a pair of socks from Peacocks. I think we might be made for each other.
August 09 DoldrumsBoy says:
We’ve hit a bit of a stand still. Since the surveyor came around – he was here for 15 minutes, we paid him £450, that’s the kind of work I want – nothing has happened. There’s no damp, the mortgage has been accepted, we can go. But we can’t because everyone has gone. Mr. Solicitor is on holiday – he didn’t think to tell us, I was informed by a badly spelt out of office email. Surely, I thought, if anyone in this world could spell it’d be a solicitor. Or at least he’d know how to use spell check. But hey I’m only entrusting him with the biggest purchase of my life. Maybe I’ll sue if things go wrong. I’ll talk to my solicitor about it.
So nothing is happening, apart from everyone else is on holiday. We can’t go anywhere just in case we have to sign something really fast. But then everyone is on holiday so stuff that needs to be signed really fast isn’t coming through. We probably should have gone on holiday. July 31 Flirt AttackGirl says:
The surveyor came round. Boy answered the door and grunted. I don't think he liked another man on his patch. He refused to talk to him for the entire time that he was in the flat and I only just stopped him from marking his territory with a stream of second-hand tea. Dirty boy. I, on the other hand, flirted like a girl in need of a one-bedroom flat. I complimented his big damp prodder and fluttered my wooden blinds, and the very next day our survey came through all approved and ready to go.
Unfortunately we've got a bit stuck since then. The council are doing a load of work to the communal areas of our block and charging a sweet £7k for it. Our landlady/vendor should've started paying for it in October last year, but hasn't. The solicitors are supposedly fighting it out, although ours has suddenly gone very quiet and impossible to get hold of. Maybe it's time to launch another flirt attack. July 18 Sword fishBoys says:
So girl and I are now buying the flat we’re renting, which I thought we could get for £240,000 three months ago, for £272,000. See how I have mastered the property world? Girl is pretty pleased, she wanted this place all along . I was sure we could find something better for the price, girl cleverly let me go off and prove myself wrong. I’m a bit stunned – she was right. She still can’t work the heating though – we’ve only lived here for over a year. It’s a simple concept: put the thermostat up and the house gets hotter and visa versa. But I still find her wondering why, having ramped it up to 30 degrees, she’s on the point of combustion. “Put it up and it goes up, that’s up” I shout. “Why are you shouting at me” she shouts. We shout. She brings dusting into it – as in “don’t have a go about the heating when you haven’t dusted the lounge for… forever.” “Do we pay a dusting bill?” I think but don’t say. We spend the night in silence. One of us apologises. I calmly explain the heating once more. The next night I come home and she’s freezing – the thermostat is down at 10 degrees and we begin again. The cycle of life, or living together. The surveyor is coming tomorrow, so we’re back in the same position as the last flat – in the hands of someone we’ve never met. This person could make the deal or throw us back into the grubby unwashed hands of an estate agent. We’re a little nervous. Girl is out drinking. I’m at home writing this and debating whether I should clean a bit. Will it make a difference? How can I hide that mould in the bathroom? I may go and line all the free hotel shampoos I’ve been collecting along the side of the bath. I knew they’d come in handy. And damp haunts me. I think I spot some then it’s gone. I’m hallucinating – perhaps I’m inhaling too many mould spores. At least I’m not seeing fish crawling all over the floor. That’s girl. She told me this morning there were loads of sword fish coming out of the wall. “Jesus! How the hell did they get there?” “Not sword fish, silver fish,” she says. “Phew,” I think, “no wonder I can’t think straight when it‘s so hot in here,” I continue to think. “And why is it so hot? Oh yes.” And it begins again. July 15 Square OneGirl says:
It's official. We're no longer buying the flat in Stockwell. I'm so relieved I could cry, but I'd better not. Boy starts to sweat when I get teary, plus I think he's a bit annoyed about the whole thing. He's pretending to be fine but he's made it clear that the subject is one to be avoided just now. I can sort of understand why. I started off so excitable and gung ho about it and then cleverly waited until we'd stumped up loads of dosh before I got freezing cold feet. Plus I've dragged us right back to square one, which is not a nice place to be when it's the start of First Time Buyers street.
There is a light at the end of the tunnel though. The flat that we're renting, the one that I love, love, love is back on the market. It's £50k more than the one we were planning to buy in Stockwell but I reckon we could just about afford it (as long as we're prepared to live on beans on toast and forego holidays for the next few years). I'm going to phone our financial advisor tomorrow and see whether there's any way it could be ours. Even Boy is looking a bit excited at the prospect. Watch this space... July 05 TrousersBoy says: Girl wants to pull out. I don’t. We’re pulling out. I have a wardrobe full of trousers but it’s girl who appears to be wearing them. So my argument – that it makes financial sense, we won’t be able to afford anything if we wait any longer etc, etc – gets me nowhere. She wants somewhere less stressful, somewhere she wants to come home to, that she actually enjoys living in, where she feels safe… I know, crazy. But, hey, you learn from every experience, good or bad, becoming a more rounded person in the process, so said some great philosopher, Jeremy Kyle I think. I’ve learnt girl and I are more different than I thought. I saw an investment, she saw a home. She doesn’t want to spend all her time doing somewhere up. Ok I don’t either, but I thought I’d give it a go. She’s sceptical about my DIY skills, thinks I’ve been swayed into believing it’s easy by all those property programmes. I may not be handy Andy, or even a- little-bit-handy Mandy, but how hard can it be? Knock the odd wall down, nice and open plan, a splash of paint, floorboards and before you know it the place is worth twice as much as you paid. It happens every week on Property Lad… maybe she has a point. Rubbing salt in my housing wound girl has gone and developed a crush on Phil Spencer. Not having kitchens to fit and floorboards to sand we now have way more time to watch him lisping around the country looking at flats much nicer than any we could afford. Coincidence? Hardly. So not only am I forced to watch crap TV, I have to endure the humiliation of being out lotharioed by a bald, speech impedimented, smug gimp. Can my self esteem take any more knocks? Kirstie on the other hand. Now she’d get it. June 30 Withdrawal MethodGirl says:
I want to pull out. This whole bloody house-buying thing is too stressful and I don't want to play any more. It's two weeks after the estate agents sent some comparable evidence to Halifax (to try and persuade them that they should give us a mortgage for the full offer price) and Halifax are denying that they've ever received anything and nothing has happened with our case. For god's sakes. I wouldn't mind but time isn't on our side. We're going to be homeless/living with my folks in a month if this sale doesn't go through.
And the longer it takes, the more worried I get about the whole shenanigan. All I can see ahead of me for the next couple of years is sanding floors, shopping in B&Q, having absolutely no money and a faint smell of damp. To be honest, I'm really not sure whether we can afford to buy somewhere in central London. Okay, we'll be able to cover the mortgage repayments but where are we going to find the dough for the new kitchen and furniture? And do we really want to live opposite one of Stockwell's ugliest, and possibly scariest, estates? I've suggested to Boy that perhaps we should give this whole thing up as a lost cause and just find somewhere lovely to rent but he suddenly became completely absorbed in 'Who Wants to be a Millionaire' and ignored me. Is that your final answer Boy?
June 24 WeddingBoy says: Apparently we’re still buying a flat. I’d kind of forgotten. All that’s changed in my life is that I give people I’ve never met lots of money every other week and get bits of paper back in the post which we put in a box. And 63% of all my conversations are now about house related stuff. So I’m officially dull and I don’t even have anything that’s going to make me rich to show for it. Tests have shown the wealthier you become the more boring you get. How many interesting rich people do you know? Alan Sugar? Interesting only to wannabe salesmen who are, in themselves, dull as hell. And there’s a reason rock stars start writing crap once they can afford a country mansion and accountants highly skilled in tax evasion. But I'm dull and penniless. So I went to one of girl’s friend’s weddings this weekend and found myself talking about the freaking flat to everyone I met. Way to make a good impression. “Jesus liven up”, I thought. So I did the only thing anyone can do to make themselves interesting. I got drunk, and, damn it, I’m one interesting drunk. Before I knew it I could talk about other stuff too, and with a slight, but endearing, slur. Girl was doing her best to clear the room of white wine and quickly found reminiscing about her uni exes a far more worthwhile topic than the flat. She then decided on the way back she wanted to try internet dating because “everyone else is” and she’s missing out. Is she trying to hint at something? Am I boring her as well? Better go and get drunk – that’ll solve it. June 17 Weighing heavyGirl says:
I'd like to start by pointing out that I'm not some sort of crazed pyscho who 'disappears' vendors and rules her household with an evil, totalitarian 'system'. Yes, okay, I am slightly retentive and I have dusted the bin lid twice already today, but I'd rather live in a clean, tidy flat than one where football socks develop their own ecosystem in the back of the wardrobe and the toilet seat crawls with wildlife. Before Boy and I moved in together over a year ago, he lived with lots of other boys in a hovel of filthy plates and dirty carpets, and I know, secretly, that he didn't much like the mess. He also admitted to me yesterday that he gets 'satisfaction' from cleaning the bathroom and he likes it when he's hoovered the lounge and the carpet is all brushed in the same direction. So, Boyo, stop trying to make out that I'm the only one with a touch of anal retention, because now everyone knows that you love the bleach bottle too.
There has been some movement in the flat buying, which is good because we've got to move out of this place at the end of July and if the sale hasn't gone through, we'll be in my parent's spare room. Now I love my parents and I'm so grateful that they've offered us a temporary roof over our heads, but last time I was living with them (a couple of years ago when I split up with my ex, before I moved in with a mate and then got together with Boy) my mum made me weigh my dirty washing on the scales so that I didn't overload their new washing machine. I'm not sure I can go back to that.
The latest is that the estate agents have decided that the down-valuation of the property by Halifax's valuer (he downvalued it by £10k because of damp and general mess) is wrong. They've sent Halifax a load of 'comparable evidence' - examples of other properties in the area, in the same condition, that have gone for at least £230k in an effort to get Halifax to change their valuation or at least send someone else in for a second opinion. To be honest, if they don't up their valuation to £230k, we'll be in a complete catch 22 - the mortgage lenders won't give us the mortgage for the full value, we don't have the cash to make it up to the full value, and the vendor won't drop the price from the full value. I may be weighing washing for the rest of my life.
June 08 The SystemBoys says: Something is worrying me. It’s not the damp, or the mortgage, or the disappearance of the vendor. It’s girl. She’s changing. It’s subtle, it always is at first, but she’s starting to exhibit despotic tendencies. I’ve always accepted her dusting regime, yeah it’s tough but it’s not forced labour. I do it – well I don’t – just to keep the peace. Of late though any discussions about the new house have been laced with “the system.” It keeps popping up: “In the new system socks unpaired for 48 hours will be disappeared,” girl said (in as many words) recently. What is this system? I thought I was moving into a new flat not an Orwellian nightmare. Apparently it is nothing to worry about, just a way of making things run a little more smoothly. I’m a little suspicious, didn’t Stalin say Siberia was actually just a lovely place for a holiday and that’s why he was sending so many of his friends there? I’ve decided to try and nip it in the bud – appeasement has never worked – I have already refused to file my payslips in any particular order and I have a secret stash of unsorted, pointless bits of paper under the bed. I’m the defender of the free world. When I said I wasn’t worried about the vendor (it’s been over a week since we asked for some money off) I wasn’t being totally honest – he may have been "disappeared." June 05 Surprise SurpriseGirl says:
I've come home from work to a whole host of surprises.
1. Boy has taken the washing off the clothes horse, folded it up and laid it neatly on our bed. Next thing I know, he'll be putting it in drawers.
2. A cheque from a hen for a hen do that I'm organising this summer has finally arrived. It's only 2 months, 6 emails and 3 phone calls late.
3. A tree. There's a small larch tree sitting on our kitchen table. It was given to Boy by a company in Manchester. I'm not sure quite why but it's lovely and will look very nice in our new patio.
4. Sean from Eastenders looks fantastic in a tight, wet, white T-shirt (sorry Boy).
5. My fish are still alive. I've been surprised by this on each of the 748 days they've been in my care. Maybe I would be a good mother?
6. The damp survey. It's arrived. I don't understand it. There's a floorplan of our new flat and it's covered in red squiggly lines and it says things like chemical injections and specialist replastering all over it. Seems like our new home is in need of some serious medical treatment. Apparently it's going to cost £1,890 which is a lot less that the 10k the original surveyor suggested. So I guess that's a good surprise too (especially if the vendor doesn't know about it, and still drops the price of the flat by 10k, which is very wishful thinking). I suspect Boy will have more of a clue when he gets back from football, smelling pretty damp himself no doubt. June 01 BurnleyBoy says: My parents came to see the flat last Saturday. Being dour northern types I expected a torrent of negativity – they could turn a £10 million lottery win into a reason to be depressed. And girl’s parents had been distinctly cool about the place. But, you know what? The ol’ ma and pa went and surprised me. Girl had bailed in anticipation of a massacre – my parents, one damp flat, there could only be one outcome. So I was left on my own, helpless – yeah they’re my parents but that doesn’t mean I can, or want, to communicate with them. Girl and I aren’t stupid, we’d primed them, told them the place is hell on earth. Stalingrad? Vietnam? Next to our flat they’re walks in the park. So they arrive, they like the street. Estates aren’t scary to two people brought up in Burnley – stale coal sandwiches for lunch, no shoes until they were 15 – and a Portuguese shop on the corner? Exotic. But what about the cold, dark, damp inside? It was like going back home. I’m guessing life in Burnley is cold, dark and damp. Mum decided we should knock some walls down, open it all out, bring in some light and get rid of the built in wardrobes. She repeated this several times in an amazingly short space of time. Dad wandered round in a daze. The estate agent hid. The damp specialist is round today. Mum rang for an update last night and mentioned we must get rid of the built in wardrobes… again. I’ve always known she thinks I’m a bit slow, but ok, I get it, you hate the damn wardrobes. May 28 Retail TherapyGirl says:
So, we still don't know what's going to happen about the damp. It took TWO WEEKS for our survey report to arrive - Halifax sent it to the wrong address to start with. Perhaps they should spend less time teaching that annoying man on the adverts to dance and sing, and more time teaching their post room staff to address envelopes properly. When it did eventually drop through our letterbox, it said 'there may be some damp'. Helpful. The estate agent is sorting out a free damp specialist survey thingy and talking to the vendor. Boy and I have got our fingers so tightly crossed that there's a risk of them dropping off.
With all this stress, I've had no choice but to shop. Today I bought two Cath Kidston mugs and a framed photograph of some Banksy graffitti. Boy seems to think that we should wait until the flat is actually ours before we start buying things for it. Silly Boy. May 21 ArmageddonBoys says: The survey's in. Turns out the flat wasn't built on an ancient Indian burial ground. Worse than that it has damp - I'd prefer some low level poltergeist activity, you know where you are with that. A quick exorcism would be far less hassle than ripping up the floorboards. But then what do I know about damp? I know damp jeans are really irritating and chafe like hell, damp towels can really stink and damp paper doesn't work as well as dry paper. So damp is bad. But how bad? And why don't I know more about this stuff? I'm a boy, well a man, own a drill (unused) and only wear girl's concealer when absolutely necessary. Yet bricks, stud walls, damp, dry rot... what? So am I ready to do up a flat? As a 21st century man I've no problem committing to buy a house with a girl, but replumb the kitchen? Move a freakin' radiator? Are you mad? Worse still girl's dad is an engineer - builds bridges, airport terminals - big stuff. He could assemble a kitchen blindfolded with both arms amputated. He'd only have his feet, but by God they're a fine pair. No doubt he'll offer to help us, which is fine, and cheap. But do I have to be there? Can't I just keep to what I'm good at? Do I have to suffer the humiliation? He won't say anything, but I'll see it in his face as I struggle with the screw driver - YOU'RE NOT GOOD ENOUGH FOR MY DAUGHTER. And he's right, how will I fend for her when nuclear armageddon hits? When only girl and I have survived along with a load of cockroaches? At least the extra arm I may grow, having been exposed to massive radiation, will be handy when it comes to building a shelter. So perhaps being damp isn't so bad - we may have to ditch this flat and buy a nice new one that's ready to go. I may have just bought my ticket (a pretty expensive one, about £750 for searches and surveys so far) out of DIY hell. May 18 Damp SquibGirl says:
Disaster has struck. Our flat is damp. And not just a bit. It's sopping. If you picked it up and wrung it out, it would cover the whole of Stockwell in dirty water and all you'd be left with is soggy woodchip wallpaper and rotten timber. It's so bad that the mortgage people are only willing to give us a mortgage for £220k, which is £10k less than our offer.
The next step (according to our ever so lovely - ahem - estate agent) is to fax him a copy of the survey saying what a shithole we're about to buy, and he'll 'have a chat' with the vendor. In an ideal world, the vendor will agree to accept £220k and sort out the damp but then we don't live in an ideal world. The alternative is to pull out and start all over again but then we'd have to start all over again. Plus we've already spent around 1k on fees and surveyors and god knows what else.
Whose idea was this house buying malarky anyway? May 14 Green teaBoy says:
As girl said she's turning to drink. I don't mean mojitos, I'm talking green tea. That stuff's addictive, it should have a health warning on it. When combined with Ideal Home magazine girl becomes weird - it must be hallucinogenic. Suddenly fridges become exciting, beds provoke yelps of joy and pleas for the keys to my savings. From Heat to House and Home is a big jump - most men have time to prepare but overnight I've got myself a nester, babies will be next up for discussion.
I like fridges as much as the next man - those retro Smeg things are great, imagine pulling a beer out of one of those (ok, who am I kidding, a packet of pre-washed salad, I'm no lad). But am I ready to spend days - whole weekends - measuring wardrobes and checking out kitchens? I'm not sure I am, and DIY? Surely I can pay someone else to do that? Oh no, I'm broke and about to spend a few hundred thousand pounds. Wish I'd concentrated during technology at school.
We don't even know what work needs doing. The walls need painting, even I can see that, but the survey hasn't come back yet. It was done two weeks ago. What the hell have they found? What don't they want to tell us? |
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